You can compare buildings and contents insurance, buildings insurance or contents insurance by filling out our online home insurance form. The form is quick and easy to complete and will allow you to compare home insurance quotes from a range of different providers including Swinton, Endsleigh and American Express.
Home insurance in the UK typically includes two separate policies, one of which covers the house and buildings, and one of which covers the contents. Homeowners could choose to buy both from the same provider, but may also buy the policies separately from different providers.
The house and buildings part of the policy includes the house as well as all fixtures and fittings, such as fitted kitchen components, bath and shower, fitted cupboards, and fitted decorative elements. Outbuildings such as garages and garden sheds are included, but not all policies cover things like fences, gates, driveways, boundary fences, and swimming pools.
Contents usually includes everything in the house that a homeowner would take with them when they moved.
1) Buying home and contents policies from the same company may provide a homeowner with a small discount.
2) Some providers charge around 5% less if the homeowner could pay their premium annually rather than monthly.
3) Increasing the excess on a policy might reduce the premium, but this could mean paying a little more out of pocket each time a claim is made.
4) If a homeowner installs a home security system with alarms, BSI-approved locks and other components this security system could reduce the premiums on both home and contents policies.
Specialist Insurance Brokers for the thatched property owner. With vast experience in the industry, here at Export & General our team understands how to best protect your thatched property.
We are consistently making more than 25% savings on our Thatched Property Insurance premiums quoted by our competitors. Don't delay - get in touch today for your personalised quote, to speak with one of our thatched property insurance specialists call 0208 255 0617.